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Loan Solutions for Every Need

Explore our wide range of loan products with competitive interest rates, flexible tenure, and easy eligibility criteria.

Personal Loan

Quick Personal Loans
Without Collateral

Need funds for a wedding, travel, medical emergency, or home renovation? Our personal loan gives you instant access to funds with no asset pledge required.

10.5%
Interest rate p.a.
₹50L
Max Loan Amount
5 Yrs
Max Tenure
48 Hrs
Disbursal Time
Apply for Personal Loan →

✅ Eligibility Criteria

  • ✓   Age: 21–58 years
  • ✓   Min Monthly Income: ₹20,000
  • ✓   Employment: Salaried or Self-Employed
  • ✓   CIBIL Score: 650 and above
  • ✓   Min 1 year current employment

📄 Documents Required

  • ✓   Aadhaar + PAN Card
  • ✓   3 months salary slip / ITR
  • ✓   6 months bank statement
  • ✓   Passport photo

✅ Eligibility Criteria

  • ✓   Age: 21–65 years
  • ✓   Min Monthly Income: ₹30,000
  • ✓   Salaried or Self-Employed Business Owner
  • ✓   CIBIL Score: 700 and above
  • ✓   Min 2 years income continuity proof

📄 Documents Required

  • ✓   Aadhaar + PAN Card
  • ✓   Property documents
  • ✓   2 years ITR / salary slips
  • ✓   12 months bank statement
Home Loan

Realise Your Dream Home
with VK Finance

Buy, build or renovate your home with our customised home loan schemes. Enjoy low EMIs, long tenures up to 30 years, and door-to-door service for documentation.

8.5%
Interest rate p.a.
₹5Cr
Max Loan Amount
30 Yrs
Max Tenure
90%
Loan-to-Value Ratio
Apply for Home Loan →
Business Loan

Fuel Your Business Growth
with Smart Capital

Whether you're expanding your business, buying equipment, or managing working capital, VK Finance offers flexible business loans tailored for MSMEs and startups.

11%
Interest rate p.a.
₹2Cr
Max Loan Amount
7 Yrs
Max Tenure
72 Hrs
Disbursal Time
Apply for Business Loan →

✅ Eligibility Criteria

  • ✓   Business Age: Min 2 years
  • ✓   Annual Turnover: ₹20L or above
  • ✓   Proprietor, Partnership, Pvt Ltd eligible
  • ✓   CIBIL Score: 650 and above
  • ✓   GST registered business preferred

📄 Documents Required

  • ✓   Business PAN + GST Certificate
  • ✓   Last 2 years ITR with P&L
  • ✓   12 months bank statement
  • ✓   Business registration proof
More Products

All Our Financial Services

From vehicle loans to insurance and credit cards — we offer a complete financial solution under one roof.

🚗
Vehicle Loan

Finance your dream vehicle – car, bike, or commercial vehicle. Quick approval with doorstep service.

9%
Rate p.a.
7 Yrs
Tenure
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🎓
Education Loan

Invest in your future. Fund graduation, post-graduation or professional courses in India and abroad.

9.5%
Rate p.a.
15 Yrs
Tenure
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🏗️
Mortgage Loan

Unlock the equity in your property to meet large financial needs at attractive interest rates.

9.25%
Rate p.a.
20 Yrs
Tenure
Apply Now →
🛡️
Insurance Plans

Protect your family's future with life, health, and general insurance plans from top insurers at low premiums.

Term
Life Plans
Health
Family Plans
Get a Quote →
💳
Credit Cards

Enjoy exclusive rewards, cashbacks, and lifestyle benefits. We help you choose the best credit card for your spending habits.

Best
Cashback
Zero
Annual Fee
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🏦
OD / Overdraft Facility

Secure and unsecured overdraft facilities for businesses and individuals to manage cash flow and liquidity needs.

Flexible
Credit Limit
Quick
Disbursal
Apply Now →

Not Sure Which Loan is Right for You?

Talk to our loan experts and get a personalised recommendation absolutely free.