How we collect, use, and protect your personal information.
Last Updated: January 1, 2024
We collect personal information you provide including name, contact details, financial information required for loan processing, identity documents (Aadhaar, PAN), employment and income details, bank statements, and credit bureau information.
Your information is used for processing your loan application, conducting credit checks, disbursing loans, sending account updates and communications, regulatory compliance, fraud prevention, and improving our services.
We implement bank-grade 256-bit SSL encryption, secure data storage, strict internal access controls, and regular security audits to ensure your personal and financial data is protected at all times.
We do not sell your data to third parties. We may share your information with credit bureaus (CIBIL, Experian), banking partners for loan disbursal, regulatory bodies (RBI) as required by law, and third-party service providers under strict confidentiality agreements.
You have the right to access, correct, or delete your personal data. You may also request a copy of your data or withdraw consent for non-essential communications at any time by contacting us at privacy@vkfinance.shop.
For any privacy-related queries, contact our Data Protection Officer at privacy@vkfinance.shop or call +91 98765 43210.