Please read these terms carefully before using our services.
Last Updated: January 1, 2024
By accessing or using VK Finance's website and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our services.
VK Finance is a registered NBFC under RBI guidelines. All loan products are subject to eligibility verification, credit assessment, and VK Finance's discretion. Approval is not guaranteed by submitting an application.
You agree to provide accurate, complete, and current information in all loan applications and forms. Providing false or misleading information may result in rejection of your application and legal action.
Interest rates displayed on this website are indicative and may vary based on your credit profile, loan amount, and tenure. Actual rates will be communicated in your sanction letter. Processing fees and other charges will be disclosed upfront.
As a borrower, you are obligated to repay all EMIs on time as per the agreed repayment schedule. Late payments attract penalty charges and can adversely affect your credit score.
VK Finance shall not be liable for any indirect, incidental, or consequential damages arising from use of our services. The EMI calculator is for informational purposes only and does not constitute a loan offer.
These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts of Mumbai, Maharashtra.